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Furthermore, clients for this sort of strategy can have extreme legal or criminal backgrounds. It is very important to note that different carriers supply a variety of issue ages on their assured problem policies as reduced as age 40 or as high as age 80 - funeral final expense insurance. Some will likewise offer higher stated value, approximately $40,000, and others will enable far better fatality benefit conditions by improving the rates of interest with the return of premium or lessening the variety of years until a full death advantage is available